TERMS OF USE

Effective as of: July 20, 2026

Welcome to Finute.com (the "Website"). These Terms and Conditions ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Finute ("we," "us," or "our"), concerning your access to and use of the Website.

1. Acceptance of Terms

By accessing or using Finute.com, you agree that you have read, understood, and agree to be bound by all of these Terms. If you do not agree with all of these Terms, you are expressly prohibited from using the Website and must discontinue use immediately.

2. Intellectual Property Rights

Unless otherwise indicated, the Website, including its source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us. They are protected by copyright, trademark, and various other intellectual property rights. The Content and Marks are provided on the Website "AS IS" for your information and personal use only.

3. User Conduct and Prohibited Activities

You may not access or use the Website for any purpose other than that for which we make the Website available. As a user, you agree not to:

· Systematically retrieve data or other content from the Website to create or compile a collection, compilation, database, or directory without written permission from us.

· Trick, defraud, or mislead us and other users.

· Circumvent, disable, or otherwise interfere with security-related features of the Website.

· Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.

· Use the Website in a manner inconsistent with any applicable laws or regulations.

4. User Accounts and Termination

If you create an account on Finute.com, you are responsible for maintaining the confidentiality of your account and password. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the website (including blocking certain IP addresses), to anyone for any reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms.

5. Limitation of Liability

In no event will Finute, our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Website, even if we have been advised of the possibility of such damages.

6. Disclaimer of Warranties

The Website is provided on an AS-IS and AS-AVAILABLE basis. You agree that your use of the Website and our services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the Website and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Governing Law

These Terms and your use of Finute.com are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

8. Changes to These Terms

We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the "Effective as of" date of these Terms. It is your responsibility to periodically review these Terms to stay informed of updates.

9. Contact Us

If you have any questions or concerns regarding these Terms, please contact us at:

· Website: Finute.com

· Email: info@finute.com